Current Rates

Rates are accurate as of  8/6/2019.

Deposit Rates

DescriptionRateAnnual
Percentage
Yield (APY)*
Deposit Products
First Rate/Community Heroes Checking1.09%1.10%
First Rate/Community Heroes Savings1.09%1.10%
Statement Savings/Student Savings0.02%0.02%
Money Management Account
$100,000 +0.30%0.30%
$50,000 – $99,9990.11%0.11%
$25,000 – $49,9990.08%0.08%
$10,000 – $24,9990.05%0.05%
$0.01 – $9,999**0.02%0.02%
*APY refers to Annual Percentage Yield based on simple interest.
**Subject to a monthly service charge.
Rates are subject to change without notice. Fees could reduce earnings.

CD Rates

DescriptionMinimum
Amount
RateAnnual
Percentage
Yield (APY)*
Certificate of Deposit Specials
9-month CD$10,000.001.93%1.95%
12-month CD $10,000.00 1.65%1.66%
24-month CD $10,000.00 1.99%2.01%
36-month CD$10,000.002.03%2.05%
48-month CD$10,000.002.08%2.10%
*APY refers to Annual Percentage Yield based on simple interest.
Rates are subject to change without notice.
Fees could reduce earnings. Early Withdrawals maybe subject to a penalty.

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CD RatesIcon For: Rates

Term Rate APY*
9-month CD 1.93% 1.95%
12-month CD 1.65% 1.66%
24-month CD 1.99% 2.01%
36-month CD 2.03% 2.05%
48-month CD 2.08% 2.10%
More Rates

*APY refers to Annual Percentage Yield based on simple interest.
Rates are subject to change without notice.
Fees could reduce earnings. Early withdrawals maybe subject to a penalty