Current Rates

Rates are accurate as of 7/18/2023.

Deposit Rates

DescriptionRateAnnual
Percentage
Yield (APY)*
Deposit Products
First Rate/Community Heroes Checking1.09%1.10%
First Rate/Community Heroes Savings1.09%1.10%
Statement Savings/Student Savings0.02%0.02%
Money Management Account
$100,000 +0.30%0.30%
$50,000 – $99,9990.11%0.11%
$25,000 – $49,9990.08%0.08%
$10,000 – $24,9990.05%0.05%
$0.01 – $9,999**0.02%0.02%
*APY refers to Annual Percentage Yield based on simple interest.
**Subject to a monthly service charge.
Rates are subject to change without notice. Fees could reduce earnings.

CD Rates

DescriptionMinimum
Amount
RateAnnual
Percentage
Yield (APY)*
Certificate of Deposit Specials
10-month CD$10,000.004.745%4.85%
13-month CD$10,000.005.13%5.25%
23-month CD $10,000.00 4.55%4.65%
*APY refers to Annual Percentage Yield based on simple interest.
Rates are subject to change without notice.
Fees could reduce earnings. Early Withdrawals maybe subject to a penalty.

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CD RatesIcon For: Rates

Term Rate APY*
10 Months 4.745 4.85
13 Months 5.13 5.25
23 Months 4.55 4.65
More Rates

*APY refers to Annual Percentage Yield based on simple interest.
Rates are subject to change without notice.
Fees could reduce earnings. Early withdrawals maybe subject to a penalty