Business Checking & Savings
Want to switch your account to NCF?
Important Information for Opening a New Account
Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
If you need to reorder checks use our secure Check Reorder Form.
Analysis Business Checking Account
The Analysis Business Account is available for corporations and partnerships. A monthly fee is instituted and certain transactions are charged a service fee. These service charges may be reduced by an earnings credit which is based on the average collected balance less reserve requirements. The earnings credit rate is the savings account rate plus 1%.
Sole Proprietor Checking Account
Sole proprietors can open this interest bearing account with 15 free checks per month. There is an average balance requirement of $500 to avoid the monthly service charge fee. Additional fees apply for certain transactions including ATM transactions.
Non-Profit Checking Account
Any non-profit organizations such as churches, scouts, PTOs, Boosters, etc. can open a non-profit checking account. This is an interest bearing account with 10 free checks per month. Maintain an average balance of $500 and avoid the monthly service charge fee. Cancelled checks will be returned with monthly statement.
Small Business Checking
For small business we have designed a non-interest bearing checking account with a minimum opening deposit of $50.00. You will receive 150 transactions free per month and a charge of $0.50 for each transaction over 150. There is no minimum balance requirement for this checking account. Transactions include deposits, deposited items, checks written, ACH deposits and withdraws and any item that would post to the account.