Checking Accounts

First Rate Checking Our First Rate checking account offers a premium rate of interest with the convenience of using our online banking system.

  • No Monthly service fees
  • No minimum balance requirement
  • Opportunity to earn a premium rate of interest*
  • Free Online Banking and Bill Pay
  • Electronic Statements for your convenience and security

It’s easy to qualify for the above benefits; each statements cycle simply conduct twelve signature based point of sale transactions with your Visa Check card (minimum $5.00 per transaction), have one direct deposit of at least $200.00 and receive electronic statements. *Premium interest is paid on balances up $10,000.

Student Checking Our student account is a perfect fit for any student looking to have a no-hassle checking account.

  • No monthly service fees
  • No minimum balance requirement
  • Free Online banking and Bill Pay
  • Free first order of checks

Basic Checking Our Basic account is a perfect fit for those who prefer an old-fashioned basic checking account.

  • No monthly service fees
  • No minimum balance requirement

Money Management Our Money Management account is a great choice for those who want to earn interest on higher balances* and still have check writing capabilities.

  • Pays interest on entire account balance
  • Tiered rate system

*Ask a customer service representative for current rates and average balance requirements.

Want to switch your account to NCF?

Learn how to switch your accounts with our switch kit and enjoy the benefits of being a NCF customer. It’s as easy as 1-2-3!

Important Information for Opening a New Account

Identification Procedures Requirements: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

If you need to reorder checks, use our secure Check Reorder Form.    

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