Current Rates
Rates are accurate as of 11/1/2025.
Deposit Rates
| Description | Rate | Annual Percentage Yield (APY)* |
|---|---|---|
| Deposit Products | ||
| Community Builder Savings | ||
| $25,000 + | 3.78% | 3.85% |
| $10,000 – $24,999 | 3.54% | 3.60% |
| First Rate/Community Heroes Checking | 1.09% | 1.10% |
| First Rate/Community Heroes Savings | 1.09% | 1.10% |
| Statement Savings/Student Savings | 0.02% | 0.02% |
| Money Management Account | ||
| $100,000 + | 0.30% | 0.30% |
| $50,000 – $99,999 | 0.11% | 0.11% |
| $25,000 – $49,999 | 0.08% | 0.08% |
| $10,000 – $24,999 | 0.05% | 0.05% |
| $0.01 – $9,999** | 0.02% | 0.02% |
**Subject to a monthly service charge.
Rates are subject to change without notice. Fees could reduce earnings.
CD Rates
| Description | Minimum Amount | Rate | Annual Percentage Yield (APY)* |
|---|---|---|---|
| Certificate of Deposit Specials | |||
| 7-month CD | $10,000.00 | 3.83% | 3.90% |
| 10-month CD | $10,000.00 | 3.685% | 3.75% |
Rates are subject to change without notice.
Fees could reduce earnings. Early Withdrawals maybe subject to a penalty.
